See info about the Best Travel Credit Card for Canada in October 2023. This article talks about the top 20 Credit Cards. Find details about the Best Travel Credit Card for Canada and other important things here.
- Top Travel Credit Card
- Travel Credit Card in Canada
- Travel Credit Card Benefits in Canada
- Top Travel Credit Card
- What are the top 20 Credit Cards for October 2023
- People May Also Ask
- What credit card is accepted everywhere in other countries?
- Which credit card is the most challenging to get in Canada?
- Is it a good idea to get a special card for travel?
- Is it smart to use a credit card while travelling?
- What are the four main credit cards?
Top Travel Credit Card
When you are on a trip, the best travel credit cards give you benefits like rewards, welcome offers, great service, and more. These cards also let you earn points for buying things, subscribing, travelling, shopping, and so on.
However, remember, each card and company might have different rules for points or rewards. Some awesome travel cards in Canada are the American Express Cobalt Card, RBC Avion Visa Infinite, CIBC Aventura Visa Infinite Card, and more.
Travel Credit Card in Canada
When you want a travel credit card in Canada, different companies might ask for different things, like good credit scores. Before getting these cards, look at yearly fees, interest rates, benefits, and other important costs.
If you have a really good credit score, you can get fancier travel credit cards with more benefits. Besides rewards, some of these cards also give you insurance for things like phones, emergency medical situations, and your luggage.
Travel Credit Card Benefits in Canada
The benefits about these cards are:
- You get points for regular spending.
- Some cards give you big bonuses when you sign up.
- You can transfer points to travel loyalty programs with some cards.
- You might get cool extras like free checked bags, priority boarding, and priority security checks.
- They also give insurance for certain things.
Also, think about how flexible the rewards are. If you want lots of ways to use your points, go for a travel credit card with flexible rewards.
Important Links
Top Travel Credit Card
The best travel credit cards are judged by a few things – how much you earn, the yearly Fee, bonuses, and interest rates:
- Earning: A good travel credit card should give you lots of points for your purchases. That way, you can get more benefits and get more points to use.
- Yearly Fee- Fancy travel credit cards usually cost more each year. If a card has lots of cool perks, it might have a high yearly fee. So, check if the benefits are worth it for you.
- Bonuses- Travel credit cards also give big welcome bonuses, which are like gifts for customers.
- Interest Rates- Before getting a travel credit card, look at how much interest they charge. Different cards can have very different interest rates.
What are the top 20 Credit Cards for October 2023
Here are some top credit cards for October 2023:
American Express Cobalt
- Monthly Fee: $12.99
- Interest Rate (Purchases): 20.99%
Scotiabank Platinum American Express Card
- Annual Fee: $399
- Interest Rate (Purchases): 9.99%
- Interest Rate (Cash Advances): 9.99%
- Minimum Credit Limit: $10,000
TD First Class Travel Visa Infinite Card
- Annual Fee: $139
- Interest Rate (Purchases): 20.99%
- Interest Rate (Cash Advances): 22.99%
CIBC Aventura Gold Visa Card
- Annual Fee: $139
- Interest Rate (Purchase): 20.99%
- Interest Rate (Cash): 22.99% (Non-Quebec Residents) | 21.99% (Quebec Residents)
CIBC Aventura Visa Infinite Card
- Annual Fee: $139
- Interest Rate (Purchase): 20.99%
- Interest Rate (Cash): 22.99% (Non-Quebec Residents) | 21.99% (Quebec Residents)
CIBC Aeroplan Visa Infinite Card
- Annual Fee: $139
- Interest Rate (Purchase): 20.99%
- Interest Rate (Cash): 22.99% (Non-Quebec Residents) | 21.99% (Quebec Residents)
CIBC Aventura Visa Infinite Privilege
- Annual Fee: $499
- Interest Rate (Purchase): 20.99%
- Interest Rate (Cash): 22.99% (Non-Quebec Residents) | 21.99% (Quebec Residents)
WestJet RBC World Elite Mastercard
- Annual Fee: $119
- Interest Rate (Purchases): 20.99%
- Interest Rate (Cash Advances): 22.99%
RBC Avion Visa Infinite
- Annual Fee: $120
- Interest Rate (Purchases): 20.99%
- Interest Rate (Cash Advances): 22.99%
CIBC Aeroplan Visa Card
- No yearly fee
- Purchasing interest rate: 20.99%
- Getting cash interest rate: 22.99% (if you do not live in Quebec) | 21.99% (if you live in Quebec)
TD Aeroplan Visa Infinite Privilege Card
- Yearly Fee: $599
- Purchasing interest rate: 20.99%
- Getting cash interest rate: 22.99%
TD Aeroplan Visa Platinum Credit Card
- Yearly Fee: $89
- Purchasing interest rate: 20.99%
- Getting cash interest rate: 22.99%
Alterna Savings Visa Infinite Card
- Yearly Fee: $120
- Purchasing interest rate: 20.99%
WestJet RBC Mastercard
- Yearly Fee: $39
- Purchasing interest rate: 20.99%
- Getting cash interest rate: 22.99%
CWB World Elite Mastercard
- Yearly Fee: $120
- Purchasing interest rate: 19.99%
- Getting cash interest rate: 21.50%
TD Aeroplan Visa Business Card
- Yearly Fee: $149
- Purchasing interest rate: 14.99%
- Getting cash interest rate: 22.99%
Scotia Momentum Visa Infinite Card
- Yearly Fee: $120
- Purchasing interest rate: 20.99%
- Getting cash interest rate: 22.99%
Scotiabank Passport Visa Infinite Card
- Yearly Fee: $150
- Purchasing interest rate: 20.99%
- Getting cash interest rate: 22.99%
BMO AIR MILES World Elite Mastercard
- Yearly Fee: $120
- Purchasing interest rate: 20.99%
- Getting cash interest rate: 23.99%
RBC British Airways Visa Infinite
- Yearly Fee: $165
- Purchasing interest rate: 20.50%
- Getting cash interest rate: 22.99%
You can find more info about these travel credit cards by checking out their official websites.
People May Also Ask
What credit card is accepted everywhere in other countries?
Visa and Mastercard are the credit cards that work in most places around the world.
Which credit card is the most challenging to get in Canada?
The super special American Express Centurion Card is the toughest one to get in Canada. If you have it, people know you are super rich and important.
Is it a good idea to get a special card for travel?
Instead of a prepaid card, look into travel credit or debit cards. They are often easier to use than loading money in advance, and the best ones always offer almost perfect rates every day.
Is it smart to use a credit card while travelling?
Credit cards are the best for paying almost anywhere in other countries compared to debit cards. It is also a good plan to take more than one card when you travel, so you are not stuck with no money if one card is lost or blocked.
What are the four main credit cards?
The big credit cards in the United States are Visa, Mastercard, American Express, and Discover.
